Privacy Policy

Rev. 01/2011

 

FACTS

WHAT DOES AMERICAN STATE BANK & TRUST COMPANY (ASB&T)
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives
consumers the right to limit some but not all sharing.  Federal law also requires us to tell you
how we collect, share, and protect your personal information.  Please read this notice carefully
to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us.  This information can include:

  • Social Security number and Account balances
  • Overdraft history and Payment history
  • Transaction history and Transaction or loss history

When you are no longer our customer, we continue to share your information as described in
this notice.

How? All financial companies need to share customers' personal information to run their everyday
business.  In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons AMERICAN STATE BANK & TRUST COMPANY
chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal

information

Does AMERICAN STATE BANK

& TRUST COMPANY share?

Can you limit this sharing?

For our everyday business purposes - 
such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

No

We don't share

For joint marketing with other financial
companies

No

We don't share

For our affiliates' everyday business purposes -
information about your transactions and
experiences

No

We don't share

For our affiliates' everyday business purposes -
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

 

Questions? Call 620-793-5900 or go to www. americanstatebankna.com

 

Who we are  
Who is providing this notice? AMERICAN STATE BANK & TRUST COMPANY                                                                                                          

 

What we do  
How does
AMERICAN STATE
BANK & TRUST
COMPANY protect
my personal
information?
To protect your personal information for unauthorized access and use, we use security      
measures that comply with federal law.  These measures include computer safeguards and
secured files and buildings.
How does
AMERICAN STATE
BANK & TRUST
COMPANY collect
my personal
information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • use your credit or debit card or apply for a loan
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.

Why can't I limit all
sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your
    creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.                                            

 

Definitions  
Affiliates

Companies related by common ownership or control.  They can be financial and
nonfinancial companies.

  • AMERICAN STATE BANK & TRUST COMPANY does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and
nonfinancial companies.

  • AMERICAN STATE BANK & TRUST COMPANY does not share with nonaffiliates so
    they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

  • AMERICAN STATE BANK & TRUST COMPANY doesn't jointly market.

 

Other important information
 

 

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